Scott and Mike are discussing the Survivor Benefit Plan (SBP) that is offered to military retirees. Mike did not feel that the SBP was properly explained to him when he retired, and that he made an ill-informed decision at the time.

Flexibility and Control: The Need for More Options in the Survivor Benefit Plan

Scott agrees that the SBP is often presented in a rushed and threatening manner, focusing only on the scenario of the retiree passing away and not other potential outcomes. They feel that retirees should be given more flexibility, control and understanding of their options rather than a one-time decision.

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