US VetWealth Terms and Conditions

Last updated: Jan 1, 2025

1. Acceptance of Terms

By accessing and using the website https://usvetwealth.com (the “Site”), you (“User”) agree to be bound by these Terms and Conditions (“Terms”). If you do not agree with any part of these Terms, you must discontinue use of this Site immediately.

2. About Us

  1. Licenses and Regulatory Disclosure
    • Insurance Licensing: US VetWealth is licensed to sell insurance through various state insurance regulators, with a primary license in Virginia.
    • Series 65 License & FINRA Registration: While US VetWealth holds a Series 65 license and is registered with FINRA, no investment advice is provided through this Site. All information on this Site is intended for educational purposes only and does not constitute individualized financial or investment advice.
  2. No Subscription Services
    • We do not currently offer any paid subscription services or member-only content. Any references to products or services are for informational and educational purposes only.

3. Educational Content Only / Disclaimer

  1. No Financial or Investment Advice
    • The content on this Site, including but not limited to blog posts, articles, webinars, or downloadable materials, is provided for informational and educational purposes only. Nothing on this Site should be interpreted as financial, investment, or legal advice.
    • You should consult with a qualified financial advisor or attorney for advice tailored to your individual circumstances.
  2. Insurance Quotes
    • Any insurance quote or related information provided through this Site or via email is an estimate for informational purposes. Actual quotes may differ based on underwriting and other factors.
  3. No Warranties
    • While we strive for accuracy, US VetWealth makes no representations or warranties regarding the completeness, accuracy, or reliability of any information contained on the Site.

4. Limitation of Liability

  1. General Limitation
    • To the fullest extent permitted by law, US VetWealth, its officers, directors, employees, affiliates, and agents shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with your use of the Site or reliance on any information provided.
  2. No Guarantee of Results
    • The use of information from this Site is at your sole discretion and risk. We do not guarantee any specific outcome or financial result based on your use of our Site or any of our educational content.

5. Intellectual Property Rights

  1. Ownership
    • All text, graphics, photographs, logos, trade names, and trademarks, including but not limited to US VetWealth, Military Retirement Blueprint, The War Chest Strategy, and The Digital Uniform, are the property of US VetWealth or its licensors.
    • The compilation of all content on the Site is the exclusive property of US VetWealth and is protected by U.S. and international copyright laws.
  2. Permitted Use
    • You may view, download, and print pages from the Site for your personal, non-commercial use, provided you keep all copyright or other proprietary notices intact.
    • Any other use of the content, including but not limited to reproduction for purposes other than personal use, modification, distribution, or republication, without the prior written permission of US VetWealth, is strictly prohibited.

6. User Conduct

  1. Prohibited Activities
    • You agree not to use the Site for any unlawful purpose or to engage in any activity that could damage, disable, or impair the Site.
    • You agree not to attempt to gain unauthorized access to any part of the Site, other users’ data, or networks or systems connected to the Site by hacking, password mining, or other means.
  2. No User-Generated Content
    • This Site does not currently permit user-generated content or comments. If at any time we enable features that allow User content, a separate User Content Policy will be added.

7. Privacy and Data Collection

  1. Opt-In Email Collection
    • We collect email addresses from Users who voluntarily opt in to receive our educational content, newsletters, or request an insurance quote. By providing your email address, you consent to receiving communications from US VetWealth.
  2. Tracking Pixels & Analytics
    • We use Google Analytics and other tracking pixels to help analyze traffic and improve the user experience. These tools may collect information such as your IP address, browser type, pages visited, and other usage data.
  3. Separate Privacy Policy
    • For detailed information on how we collect, use, and protect your personal data, please refer to our Privacy Policy [link to privacy policy]. Your continued use of the Site constitutes acceptance of the Privacy Policy as well.

8. Third-Party Links & Additional Websites

  1. External Links
    • The Site may contain links to third-party websites or resources for informational purposes. We do not endorse and are not responsible for the content, products, or services on any linked sites.
  2. Related Websites
    • We own and operate https://militaryretirementblueprint.com as part of our educational platform. These Terms also apply when you navigate between these domains unless otherwise stated.
  3. No Affiliates
    • We do not currently participate in affiliate marketing or sponsored content. If this changes in the future, we will update these Terms accordingly.

9. Arbitration Agreement

  1. Governing Law
    • These Terms shall be governed by and construed in accordance with the laws of the State of Virginia, without regard to its conflict of laws principles.
  2. Mandatory Arbitration
    • Any dispute, claim, or controversy arising out of or relating to these Terms or the breach thereof shall be settled by binding arbitration administered by a mutually agreed-upon arbitration service in accordance with its Commercial Arbitration Rules.
    • The arbitrator’s decision shall be final and binding, and judgment on the award may be entered in any court having jurisdiction.
  3. Waiver of Class Actions
    • You agree that any arbitration shall be conducted in your individual capacity only and not as a class action or other representative action.

10. Modifications and Termination

  1. Right to Modify
    • We reserve the right to update or modify these Terms at any time without prior notice. Any changes will become effective immediately upon posting the revised Terms on the Site. Your continued use of the Site after the posting of the revised Terms constitutes acceptance of those changes.
  2. Termination
    • We may terminate or suspend your access to the Site at any time, without prior notice or liability, for any reason, including but not limited to a breach of these Terms.

11. Restricted to U.S. Users

  1. U.S. Only
    • The products and services mentioned on this Site are intended only for U.S. Citizens or residents. By using this Site, you represent and warrant that you are either a U.S. Citizen or legally permitted to access this Site under the laws of the United States.

12. Contact Us

If you have any questions about these Terms, wish to report any violations of these Terms, or need further information, please contact us at:

  • Email: [support@usvetwealth.com]

By using this Site, you acknowledge that you have read, understood, and agree to be bound by these Terms and all applicable laws and regulations.