WELCOME BLUE WATER ADVISORS MEMBERS !



We Are Jen & Scott.
As the creators of US VetWealth, we help Retiring Military Senior Leaders make smarter decisions about their pay and benefits. Specifically, we can help you make the “Easy SBP Decision”.
We are grateful for our collaboration with Blue Water Advisors and as such want to give you exclusive access to our books, courses and a complimentary consultation. Dive into our platform or schedule a call through the links below:


US VetWealth & BlueWater Advisors
What You Will Learn
Our content will equip you with the necessary knowledge and tools to make the most out of your military retirement. With a focus on understanding the Survivor Benefit Plan, our book and course provides valuable insights for military retirees.
How to Do A Military Retiree Pay Appraisal
How to File a Life Insurance Death Benefit Claim: A Step-by-Step Guide for Beneficiaries
At US VetWealth, we understand the challenges of navigating the loss of a loved one and the importance of financial peace of mind during this difficult time. This guide is designed to help you and your family understand how to…
How a Retired Navy CAPT Turned VA Disability Income Into a Tax-Free Retirement Strategy
For many retired senior military leaders, transitioning to a civilian career comes with unexpected financial surprises, such as higher tax brackets, fewer available write-offs, and the challenge of managing increased disposable income without clear guidance. While earning a higher income…
Military Retirement Financial Planning: Achieving Income Independence
Senior-ranking officers and NCOs preparing for military retirement often express a universal financial concern: “I wish I had more money.” Despite decades of service, earning a pension, and diligently saving in the Thrift Savings Plan (TSP), many career military personnel…
Compounding Curiosity: How to Make Post-Military Career Decisions
Military retirees face numerous challenges when it comes to post-military life. The transition can be stressful and overwhelming, with many decisions to be made about benefits, job opportunities, and where to live. However, a better way to approach these decisions…
Surviving Military Spouse Benefits: Understanding Your Options After Military Retirement
For decades, the Survivor Benefit Plan (SBP) has been the default choice for military retirees seeking to protect their families. At first glance, it seems like a simple and secure solution: a monthly payment of the retiree’s pension for surviving…
Financial Planning for Military Retirement: The Critical Role of Conducting a Financial Audit
Military retirees often find themselves questioning whether they’ve made the most of their financial options. A financial audit can be a game-changer.