War Chest Library — Free Download

The Decisions That Can’t Be Undone Deserve More Than a Briefing.

Two complete books — one on SBP vs. private life insurance, one on TSP rollovers — with case studies, real numbers, and full analysis at every rank and income level. Both free. Delivered to your inbox.

Get Both Books Free ↓
The Military Retiree's Guide to SBP vs. Life Insurance book cover The Military Retiree’s Guide to SBP vs. Life Insurance
The TSP Rollover Blueprint book cover The TSP Rollover Blueprint
What’s Inside

Two books built for the officer or NCO doing the actual work.

The guide pages walk you through the decisions. These books give you everything behind them.

The Military Retiree’s Guide to SBP vs. Life Insurance

~100 pages  ·  PDF  ·  Also on Amazon Kindle
  • Full SBP contract mechanics — what the election actually locks in and what it doesn’t cover
  • 30-year cost analysis using DOD actuarial data, across officer and NCO pay scenarios
  • Head-to-head comparison: SBP vs. private life insurance at O-5, O-6, and E-9 income levels
  • The War Chest alternative — how it works, where it fits, and what it actually costs
  • VGLI breakdown and why most retirees are overpaying for coverage they don’t need

The TSP Rollover Blueprint

~100 pages  ·  PDF  ·  Also on Amazon Kindle
  • Why the TSP is designed for accumulation — and what changes when you need it to produce income
  • How a Fixed Indexed Annuity (FIA) handles the distribution phase differently
  • Rollover mechanics and the timing window most retirees don’t know exists
  • Case studies at $300K, $600K, and $1M+ TSP balances — income projections at each level
  • The tax and sequence-of-returns risk conversation nobody had at your retirement briefing
Before You Download

A note on actually reading them.

Most people who download PDFs don’t read them — at least not right away. There’s no obvious moment to start, so it gets filed away. These books are different, for one reason: the people who actually use them have a deadline. An SBP election window. A retirement date coming up. A TSP balance that’s been sitting in G Fund for two years.

Both books are about 100 pages. You can get through either one in a focused afternoon — an hour or two is enough to get what you need. They’re not written to be read cover to cover. Each section covers a specific scenario. Find the one that matches where you are, read that, and use the rest as a reference when you need it.

If you’re not sure where to start, here’s a simple filter:

Where to start
If…
Your SBP election is open, approaching, or you’ve elected and want to understand what you actually signed
Open the SBP Guide first. Go straight to the cost analysis section — the 30-year numbers side by side. Everything else in the book builds context around that decision.
→ SBP vs. Life Insurance
If…
You’re retired and your TSP is sitting untouched, or you’re approaching retirement and haven’t figured out what to do with it
Open the TSP Blueprint first. The first two sections cover what changes about the TSP when you shift from accumulation to income. That’s the framing the whole book builds from.
→ TSP Rollover Blueprint
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