This video discusses Indexed Universal Life (IUL) insurance. Mike provides a high-level overview of IUL, explaining that it focuses on what happens while the policyholder is alive, not just after they die. IUL offers flexibility, allowing policyholders to save and invest funds at their discretion. The funds grow based on market indexes but with no downside risk. The universal and flexible nature allows policyholders to access funds as needed. The key benefit is that all funds grow and distribute tax-free forever.

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