For many retired senior military leaders, transitioning to a civilian career comes with unexpected financial surprises, such as higher tax brackets, fewer available write-offs, and the challenge of managing increased disposable income without clear guidance. While earning a higher income…
Retiring from military to civilian life is more than just a career change—a complete lifestyle shift requiring a new financial mindset. For military retirees, financial security and flexibility are paramount. Indexed Universal Life (IUL) insurance is an underutilized yet potent…
Life insurance at military retirement can feel like a maze of confusing options—SBP, VGLI, term, permanent… How do you know what’s right for you? For many military retirees, the default choices seem like the safest path, but what if those…
When you think about life insurance as a career military family, it’s easy to feel overwhelmed by the options. Whole Life and Indexed Universal Life (IUL) are often compared as if one is better than the other—but the truth is,…
The High-Income Problem in Today’s Economy Congratulations! You’ve completed a successful military career, secured a reliable pension, and perhaps even moved into a high-paying post-military role. You may have built up significant savings along the way. On paper, your financial…
Indexed Universal Life Insurance for military retirees is the enhanced financial tool many overlook. While traditional advice like “save more, use an index fund, and let compounding do the work” may have helped earlier in your career, it’s time to…
Military retirees are used to following clear, step-by-step orders. However, regarding financial advice, the ‘orders’ often stop at the basics, leaving you unprepared for the opportunities ahead. Programs like SBP, SGLI, and VGLI were designed to offer foundational security, ensuring…
A Costly Oversight Many veterans unknowingly pay thousands more for life insurance than necessary. Decisions made during military transition can have long-lasting financial implications. Defaulting to Veterans’ Group Life Insurance (VGLI) out of convenience or overlooking private insurance options often…
Life insurance is often seen as a simple safety net—a way to protect your family if the unexpected happens. However, it can be much more than that for veterans transitioning into civilian life. Whether you’re a high-income retiree, a budding…
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