Watch the Case Study: SBP Alternative for a Retired Colonel
The Survivor Benefit Plan (SBP) is just one option for securing your family’s financial future—but is it the best fit for you? In this webinar, we explain why a private life insurance strategy can save you money, offer greater flexibility, and give you complete control.
A Smarter SBP Alternative for Military Retirees
Discover a better way to protect your family’s future while staying in control of your finances.
In this video
How One Colonel Saved $190,000 With This Strategy
When this Air Force retiree left the military at 46, he faced a critical decision: opt into the Survivor Benefit Plan or explore alternatives. Concerned about SBP’s cost—6.5% of his pension—and limited benefits, he worried it wouldn’t provide enough protection for his family. Adding to the pressure, he was transitioning to civilian life, juggling a new career, and managing family responsibilities.
“I didn’t realize how much control and flexibility I could have over my financial future until I explored this option,” – Col. Matt Anderson
After connecting with US VetWealth, he found a smarter solution. By redirecting the cost of SBP into a private life insurance strategy, he saved over $190,000 and secured $2 million in future value for his family—while gaining full control of his finances.
Why Military Retirees Are Choosing a War Chest SBP Alternative
The Survivor Benefit Plan may feel like the default choice, but it locks up your money and offers limited benefits. A private life insurance strategy provides military retirees with flexibility, control, and greater value while protecting their family’s future.
Here’s how it works.
Cost Efficiency
SBP requires 6.5% of your pension, often adding up to tens of thousands of dollars. Our alternative saves money and builds cash value you can access anytime.
Guaranteed Tax-Free Benefits
Unlike SBP’s restricted payouts, a private policy provides a guaranteed tax-free lump sum for your family, ensuring financial security.
Control Over Funds
With SBP, you have no control over your contributions. Our solution keeps your money accessible, so you can use it when needed.
Flexible Qualification
Worried about qualifying? Many retirees initially feel the same, but we simplify the process to make it stress-free and achievable.
Long-Term Growth
Your policy builds cash value over time, creating a financial resource you can use for retirement, emergencies, or other goals.
Want to Learn More About Your SBP Alternative?
The SBP might not be your only option, but you don’t have to make this decision alone. We’re here to help you explore smarter solutions, save money, and secure your family’s future with confidence.